Forces Help to Buy scheme extended for a further three years

The Forces Help to Buy scheme has lent over £280 million to over 18,000 armed forces applicants since its introduction in 2014.

The scheme allows military personnel to borrow a deposit of up to half of their annual salary, interest free, to contribute towards buying a home, building an extension on their current one or moving to another property.

The programme has proved popular amongst service personnel and will now be extended for a further three years.

The Forces Help to Buy scheme was set up to provide more flexible support to personnel by offering a larger advance of salary to facilitate a home purchase.

Defence Secretary Ben Wallace said:

The extension of this scheme demonstrates the value we put on our Armed Forces and means service personnel can continue to realise the ambition of owning their own home or borrowing to extend.

It has already proven very popular amongst the Armed Forces community and by extending it further we will be able to help many more service personnel make those first steps on the property ladder or expand their home to fit their family.

Regular personnel can borrow up to 50% of their salary (capped at £25,000), interest free, to buy their first home, extend their current one or move to another property on assignment or as their needs change. The loan can be used towards a deposit and other costs such as solicitor and estate agents’ fees, and can be repaid over a period of 10 years.

Minister for Defence People and Veterans Johnny Mercer said:

The extension of the Forces Help to Buy Scheme is fantastic news for all those wanting to take that first step on to the property ladder.

The Scheme helps to provide stability for our Armed Forces personnel and families, as a thank you for their commitment to their service for this country.

Last month the MOD announced the official launch of the Future Accommodation Model (FAM) pilot, which was rolled out at HMNB Clyde. FAM will provide financial support to service personnel at HMNB Clyde who want to rent or buy a home within a 50 mile radius of the base, giving personnel more choice where and with whom they can live.

The scheme forms a part of the Armed Forces Covenant, which is a promise from the nation that those who serve or who have served, and their families, are treated fairly and not disadvantaged.

The MOD also sub-lets some surplus vacant houses to the general public to generate income through short-term lets on the private market. The properties are rented at market rates and are available at 60 sites.




Government needs to do more to improve the welfare of separated families

A report published today by the Social Security Advisory Committee (SSAC) calls on the government to do more to ensure that after parents separate, the social security and child maintenance systems supports the welfare of both parents and their children.

There are 2.5 million separated families, including 3.9 million children, in Great Britain. Separation is often an extremely difficult and challenging life event, which carries an increased risk of negative outcomes and poorer life chances for children and parents involved. The report considers the experience of separated parents and their children in the social security and child maintenance systems. It particularly looks at the experience of parents who are not the main carers, but who want a continuing parental role – a group who are often overlooked. Overall, it recognises the difficult public policy choices faced by governments but asks whether separated parents are getting the support they need through a challenging and stressful time in their lives.

The report finds that many separated parents share caring responsibilities for their children. However, those who need to claim social security can struggle to share care because the system assumes there is one main carer and so only one parent can be entitled to child-related benefits. The other parent can only receive single adult benefits which do not factor in the inevitable costs of caring for children even if parents are sharing care.

In particular, young non-resident parents may struggle to share care, as housing support in the private-rented sector typically only covers a room for an adult in shared accommodation. This can make it difficult, or impossible in some cases, for a parent to have their child or children to stay overnight.

Much of the existing research has understandably focused on the parent with whom the children live most of the time and highlights the severe negative impact that separation can have on their financial well-being. However, children may also experience hardship if and when they are with their other parent and emerging evidence suggests that paying child maintenance can push parents into poverty.

Research found that separated parents without main responsibility of childcare have a poverty rate of 30% compared to 21% amongst working age adults.

The report concludes that a lack of clear, consistent and helpful publicly available advice makes it hard for separated parents to navigate what is a complex social security system and so adds to their stress during separation. Sometimes parents feel they have been very poorly treated by the Child Maintenance Service, with poor communication resulting in confusion and unnecessarily long delays to child maintenance arrangements being set up.

Liz Sayce, the Committee’s interim chair, said:

Social security needs to enable children, and families, to thrive whether or not parents have separated. We urge the government to develop a clear strategy for supporting separated parents in the social security system. While there is a general policy focus on children’s welfare, the government does not appear to be considering separated parents and their children’s welfare as a joined-up issue.

We recognise that there are no easy policy solutions. Nevertheless, we believe that improvements are needed to ensure separated parents, both those with main and without main responsibility of care, are not unduly suffering. This is vital to ensure no negative impact on the welfare of their children.

The committee recommends that:

  1. The government clearly and publicly articulates a strategy for separated parents (including parents without main caring responsibility) and their children with respect to the social security system. We recommend that a cross-departmental working group is set up to lead urgent action on the strategy and issues highlighted in this report.

  2. The quality and availability of data on parents without the main responsibility of care should be improved to get a better understanding of the scale and nature of the problems created by the social security system and its interaction with the child maintenance system. These data should also help define evidence-based policy solutions to deliver the government’s strategy and allow progress against the strategy to be assessed and monitored objectively.

  3. We are not making general recommendations to change benefit rules because we believe that better data and a clear overarching strategy are needed first. However, there are obvious challenges for separated parents to share care under current policy for housing support in the social security system. Therefore, we recommend that:

    a) The housing element of Universal Credit should enable young parents, under 35 years, who are sharing care and paying child maintenance, to have their children to stay overnight.

    b) Department for Work and Pensions (DWP) should consider options for the system to support all parents without the main responsibility of care and with more than one child to stay with them overnight.

We would also encourage DWP to consider ways to improve the child maintenance formula. For example, review the earnings thresholds, which have not been updated since 1998, to ensure they factor in the well-being and living standards of both parents and their children.

The Social Security Advisory Committee (SSAC) is an independent advisory body of the Department for Work and Pensions (DWP). The committee’s role is to give advice on social security issues; scrutinise and report on social security regulations (including tax credits) and to consider and advise on any matters referred to it by the Secretary of State for Work and Pensions or the Department for Communities in Northern Ireland.

The Committee membership comprises:

  • Liz Sayce (Interim Chair)
  • Bruce Calderwood
  • David Chrimes
  • Carl Emmerson
  • Chris Goulden
  • Philip Jones
  • Jim McCormick
  • Grainne McKeever
  • Dominic Morris
  • Seyi Obakin
  • Charlotte Pickles
  • Victoria Todd

Further enquiries should be directed to Denise Whitehead, Committee Secretary, on 020 7829 3354.




Planned system maintenance: 11pm 31 October to 4 November 2019

The UK is preparing to leave the EU on 31 October 2019.

When we leave, all existing EU Trade Marks (EUTM), Registered Community Designs (RCDs) and International Registrations designating the EU will only cover the remaining 27 EU Member States. These registered rights will no longer provide protection in the UK.

On exit day, holders of existing EUTMs and International trade marks designating the EU will be provided with a comparable UK trade mark. Holders of an existing RCD and an International design designating the EU will be provided with a re-registered design. The Intellectual Property Office (IPO) will need to amend our systems and undertake maintenance to recognise the creation of these rights.

This work will affect our internal and external services for trade marks and designs.

Essential work will take place from 11pm 31 October 2019 until 4 November 2019.

Effect on services

The following services will be affected:

Trade marks

Designs

To note: patents are unaffected by this disruption. You are still able to apply and renew through the normal process.

Effect on dates

Digital application services will be unavailable on this date.

If the filing date of 31 October 2019 – 04 November 2019 is important you can apply for a trade mark or design through our paper application channels.

Customers can file an opposition between 31 October 2019, 01 November 2019 or 04 November 2019 as services using the paper form are unaffected.

You will not be able to file a threatened opposition and we advise that you do this in advance of 11pm on 31 October 2019. Customers should contact our information centre at information@ipo.gov.uk if they need to file during this service disruption.

You should respond in advance of any deadlines set by the IPO for your trade mark (including Right Start payments) or design application if it falls on 31 October 2019, 01 November 2019 or 04 November 2019.

Effect on our customer service delivery

Internal services will be affected on 01 November and 04 November 2019.

This means we will be unable to view and advise on the progress of your trade mark or design application. All areas of our internal services, from receipt to post-registration of applications will be unavailable.

For more information please refer to Intellectual property and Brexit.




Change of Her Majesty’s Ambassador to Saudi Arabia: Neil Crompton

Mr Neil Crompton has been appointed Her Majesty's Ambassador to the Kingdom of Saudi Arabia in succession to Mr Simon Collis CMG

Mr Neil Crompton has been appointed Her Majesty’s Ambassador to the Kingdom of Saudi Arabia in succession to Mr Simon Collis CMG

Mr Neil Crompton has been appointed Her Majesty’s Ambassador to the Kingdom of Saudi Arabia in succession to Mr Simon Collis CMG who will be retiring from the Diplomatic Service. Mr Crompton will take up his appointment during February 2020.

CURRICULUM VITAE

Full name: Neil Crompton

Married to: Rosa Zaragoza

Children: Two

2019 Full-time Language Training (Arabic)
2015 to 2019 FCO, Director, Middle East and North Africa Directorate
2014 to 2015 FCO, Deputy Political Director, Eastern Europe and Central Asia Directorate, and South Asia and Afghanistan Directorate
2012 to 2014 FCO, Director, South Asia and Afghanistan Directorate
2007 to 2011 Washington, Counsellor, Foreign and Security Policy Department, Joint Intelligence Committee Representative
2005 to 2007 FCO, Iran Coordinator, Iran Department
2003 to 2005 FCO, Head of Iraq Policy Unit
1999 to 2003 Tehran, Deputy Head of Mission
1998 to 1999 Full-time Language Training (Farsi)
1997 to 1998 FCO, Head of Iran Section
1995 to 1997 FCO, Senior Research Officer, Middle East and North Africa Group

Further information

Published 22 October 2019




Government lifts restrictions on flights to Sharm El-Sheikh

Sun setting behind desert mountains at Sharm El Sheik

Restrictions on flights between Sharm El-Sheikh Airport and the UK have been lifted, the government has announced today (22 October 2019).

Improvements in security procedures at the airport, and close co-operation between the UK and Egypt on aviation security, mean commercial airlines can now be allowed to operate routes to and from the airport.

This is the first step in the resumption of flights to Sharm El-Sheikh, which is a popular destination for UK holidaymakers. This decision supports air carriers to provide more choice to travellers hoping to visit the country.

The government will work with air carriers that have expressed an interest in operating flights as they develop their plans.

Grant Shapps, Secretary of State for Transport said:

We look forward to services to Sharm El-Sheikh resuming, and lifting the restriction is the first step in that process.

The safety and security of British nationals remains our top priority and this decision follows close co-operation between our aviation security experts and their Egyptian counterparts, and improvements in security procedures at the airport.

We will now work closely with airlines who wish to resume flights to and from the airport.

Published 22 October 2019