Tens of thousands of teenagers in the UK who have not yet claimed their matured Child Trust Funds savings could have thousands of pounds waiting for them, reminds HM Revenue and Customs (HMRC).

Child Trust Funds are long-term savings accounts set up for every child born between 1 September 2002 and 2 January 2011. To encourage future saving and start the account, the government provided an initial deposit of at least £250.

The savings accounts mature when the child turns 18 years old. Eligible teenagers, who are aged 18 or over and have yet to access their Child Trust Fund account, could have savings waiting for them worth an average of £2,100.

If teenagers or their parents and guardians already know who their Child Trust Fund provider is, they can contact them directly. This might be a bank, building society or other savings provider.

Many eligible teenagers who have yet to claim their savings might be starting university, apprenticeships or their first job. The lump-sum amount could offer a financial boost at a time when they need it most.

Angela MacDonald, HMRC’s Second Permanent Secretary and Deputy Chief Executive, said:

Teenagers could have a pot of money waiting for them worth thousands of pounds and not even realise it. We want to help you access your savings and the money you’re entitled to.

To find out more search ‘Child Trust Fund’ on GOV.UK.

An estimated 6.3 million Child Trust Fund accounts were set up throughout the duration of the scheme, containing about £9 billion. If a parent or guardian was not able to set up an account for their child, HMRC opened a savings account on the child’s behalf.

Teenagers aged 16 or over can take control of their own Child Trust Fund if they wish, although the funds can only be withdrawn once they turn 18 years old.

Where children have a Child Trust Fund, families can still pay in up to £9,000 a year tax-free. The account matures once the child turns 18 years old and no further money can be deposited. They can either withdraw the funds from the matured Child Trust Fund account or reinvest it into another savings account.

Until the child withdraws or transfers the money, it stays in an account that no-one else has access to.

The Child Trust Fund scheme closed in January 2011 and was replaced with Junior Individual Savings Accounts (ISA).

More information about Child Trust Funds.

The government is offering help for households. Check GOV.UK to find out what cost of living support you could be eligible for.

Thank you Mr Chair,

Multiple and interconnected barriers are preventing women and girls from reaching their full potential. Where women and girls are unable to reach their potential, whole countries suffer. We know that when we challenge discrimination and progress gender equality, everybody benefits.

The UK is committed to protecting and promoting women and girls’ rights and freedoms at home and abroad so that they can have their voice, choice and control over all aspects of their lives.

Women’s rights are human rights, as enshrined by numerous conventions that the UK supports. Our ambition remains higher than ever, and we cannot be complacent when reviewing our progress.

That is why we have committed to placing women and girls at the heart of our foreign and development policy, prioritising action on 3 areas: Educating girls; Empowering women and girls; and Ending violence.

We know that achieving gender equality is fundamental to building democracies and accelerating progress on securing freedoms, prosperity and trade, as well as strengthening global security and resilience. Women’s knowledge and leadership strengthens decision-making, driving better, more sustainable, and fairer policies that benefit whole communities.

Together, over many years, we have made real, hard-won progress on this agenda. There are more girls in school; fewer girls forced into early marriage; more women serving in high political offices and private sector leadership positions; and there have been encouraging legal reforms in many countries to address inequalities.

However, progress has stalled. At the current rate, it will take 135 years to close the gender gap worldwide. Women and girls are, and continue to be, disproportionately impacted by crises, be it the COVID pandemic, conflict, or climate change.

Take COVID as an example. At a global level, we have witnessed women shouldering the unpaid care burden and being hardest hit economically, deepening poverty for women and girls. There has been a global surge in gender-based violence, reduced access to sexual and reproductive health and rights; and increases in child marriage and adolescent pregnancy. An estimated 20 million girls will never return to school because of COVID.

Recent months have also shown the deep resilience of the human spirit and of free societies, with women and girls on the frontline of and being affected by multiple brutal conflicts, including most recently due to Russia’s illegal invasion of Ukraine.

Increasing authoritarianism is undermining democratic values, human rights and effective institutions and placing these hard-won gains under threat. Systematic attempts by several actors to roll back and reverse women’s and girls’ rights have gained momentum at the international and community level.

In Afghanistan, twenty years of progress on women’s rights have been reversed. Afghan girls have been largely banned from secondary school for over a year, the only country in the world where this is the case.
In Iran, the death of Mahsa Amini is a shocking reminder of the repression faced by women. No one should face violence because of what they wear, how they practice their beliefs or any expression of fundamental rights.

The UK stands steadfast in its commitment to protect and promote women’s and girls’ rights. In particular, we must respect the bodily autonomy of women and girls throughout their lives by supporting them in exercising their sexual and reproductive rights, preventing all forms of gender-based violence and eliminating harmful practices including female genital mutilation and child, early and forced marriage.

The UK has a long record of leading the charge against gender-based violence, including conflict-related sexual violence. This November, the UK will host a major international conference to promote prevention, justice and support for survivors, and strengthening the global response.
Mr Chair,

We are prepared to do things differently, to think differently, and to work differently to achieve true gender equality. We must act across multiple sectors and disciplines simultaneously and tackle the many forms of disadvantage that women and girls face, spanning age, race, disability, economic status, gender identity, religion/belief and geographical location.

And we cannot do this alone. We will continue to work with our partners, including women’s rights organisations who are at the frontlines of this work, to deliver for women and girls everywhere.

I thank you.

Thank you Mr. President, and let me start by commending the tireless efforts of the United Nations Assistance Mission in Iraq and of the Special Representative in difficult circumstances.

We’d like to make four points today.

First, the UK offers our deepest condolences for the deaths and casualties caused by the violence in the International Zone in Baghdad on the 29th and 30th of August. As the Special Representative said, the country stood on the brink of chaos. We cannot allow violence to destabilise the political process.

We urge Iraq’s leaders to work together urgently in the coming weeks to find a peaceful, inclusive solution to the political crisis. The political impasse has gone on too long. This will enable Iraq to address and tackle the considerable challenges faced by its people, from ensuring the country’s long term security, to tackling climate change, delivering urgent economic reform, and reconstructing the areas of the country liberated from the control of Da’esh.

Second, the UK condemns in the strongest terms Iran’s indiscriminate missile attack on Kurdish towns on the 28th of September, which led to the loss of innocent lives and damaged civilian infrastructure. These attacks are a violation of Iraq’s sovereignty and territorial integrity and are wholly unacceptable. They demonstrate a repeated pattern of destabilising activity in the region by Iran. We stand with the Kurdistan Regional Government in condemning these attacks and continue to support the security of Iraq, including the Kurdistan region.

Third, we need to manage carefully the humanitarian risks. We welcome the efforts by the FAO and the WFP to support food production and sustainable resource management. We urge regional neighbours to engage with the government of Iraq on water shortages. The UK is also working with UNDP to support the government of Iraq in dealing with the worst effects of climate change, including providing support on the governance of water resources.

Finally, we welcome the Special Representative’s update on missing Kuwaiti and third country nationals and missing Kuwaiti property. We note the progress made on the identification of burial sites, including in Najaf, and we urge continued progress on this file.

Mr President, the fundamental point is this: As the Special Representative has said, Iraq’s political leaders must step up their efforts to resolve the current impasse and begin delivering for the Iraqi people. And as a Council, we must be united in encouraging progress on this.

Thank you.