Paying for care homes

Mrs May rushed out social care proposals in her 2017 General Election Manifesto, only to have to drop them during the course of the Election campaign as they were unpopular. The new government has also promised to produce proposals which will benefit from study of what went wrong with the May ideas.

It is first important to understand the tri partisan settlement we have lived under for many years over social care. The political parties have all agreed that healthcare must be free at the point of need for all, including elderly people requiring a lot of expensive care towards the end of their lives. They have also agreed that living costs are to be paid where possible by the people concerned. In particular, if an elderly person needs to be looked after in a care home then the hotel costs of providing a room with meals and service  falls to them if they have an income to cover it or if they have capital they can draw on.

The most contentious part of the current settlement for some is the fact that an elderly person needs to sell their home when they move into the care home and spend the capital from their home sale on the hotel costs of the care home. If someone does not have any capital then the state provides the care home place as well as the healthcare at taxpayer expense. Some say this is a tax on the thrifty and prudent. Others say the  elderly person no longer needs their former  home , so why shouldn’t its value be treated like all their other capital? Should taxpayers pay the care home costs of millionaires, for example? If not, at what level of capital should the state take over and pay for the provision? If only one person from an elderly couple needs to move into a care home then of course the couple’s home remains untaxed and available for the other person living there.

My elderly parents reached the point where they needed to move into a care home to be looked after, and wanted to do so. I helped them sell their two bedroom flat so they could afford a good quality care home. I did not think I had any right to inherit their flat and did not disagree with the policy that said that  money from the sale of their home had to be used for their living costs in the care home.

Do you think there should be a new deal on this matter? What is a fair solution over the costs of living for elderly people, when some elderly people have saved and have capital and others did not?




A new approach to crime

This week the government made more announcements about dealing with crime.  They tell us that the Prime Minister has ordered an urgent review into the prison sentences of violent and sexual offenders to ensure the public are properly protected from the most dangerous criminals. The review,beginning immediately, will focus on violent and sexual offenders, assessing if their sentences truly reflect the severity of their crimes. It will look at whether we need to change the law so they cannot be let out if they have not served their full time. Finally, it will examine how we can break the vicious cycle of prolific, repeat offenders.

This review is part of wider attack on crime, recruiting 20,000 new police officers, creating 10,000 new prison places and increasing stop and search powers. The aim is to keep  dangerous criminals  off the streets.

The  new prison places will come from   building new modern, efficient prisons which will provide better opportunities to reform criminals, meaning less re-offending and a lower burden on the taxpayer. Offering  strengthened stop and search powers will give  the police full support in combatting  serious violence and keeping people safe.

The government  will also publish draft guidance on measures in the Offensive Weapons Act , paving the way for new criminal offences that will help to stop knives and dangerous acids making their way into criminal use.

Are there other features you would like to see in an effective counter crime strategy? Clearly strong policing of our borders to keep out international criminals would be welcome. I also favour more work on rehabilitation and non custodial sentences for lesser crimes where there is no violence involved and where there is good chance of avoiding re offending.




Trade wars


John Redwood won a free place at Kent College, Canterbury, He graduated from Magdalen College Oxford, has a DPhil and is a fellow of All Souls College. A businessman by background, he has been a director of NM Rothschild merchant bank and chairman of a quoted industrial PLC.




Your favourite spending cuts

In response to my ideas on spending there were various  other suggestions from readers. The most popular with readers were :

  1. Costs of government. There was strong support for fewer peers and fewer expenses and allowances for peers. Some wanted fewer MPs and less generous expenses for MPs. There was widespread enthusiasm for a cull of quangos, especially those supporting politically correct causes.
  2. Cut public money to charities and arts where  this can be raised by voluntary donation and from admission charges
  3. Remove subsidies  for alternative energy
  4. Charge all overseas visitors who use the NHS
  5. Reduce numbers of migrants needing financial support
  6. Make the BBC a subscription service



Council secures government money for Arborfield by pass

Councillor Pauline Jorgensen, the Executive member for transport and highways said ” We are delighted that the government has given us £24 m of funding  to help reduce congestion in  Arborfield and Arborfield Cross by funding the infrastructure we so badly need”

Construction is starting this summer with an estimated completion date for the by pass next summer. The village needs relief from too much traffic through it at the moment, and growing traffic volumes require extra roadspace to cut congestion and delays.