Sukhi Sanghera appeared at Warwick Crown Court on Thursday 27 October 2022, where he was sentenced before HHJ Berlin after he was charged with 4 counts of bankruptcy offences.

The court heard that Sukhi Sanghera (50) was made bankrupt in August 2017 by order of the County Court in Warwick, with debts of over £140,000. The Official Receiver was appointed trustee before other trustees were appointed to administer Sukhi Sanghera’s affairs.

As part of his bankruptcy, Sukhi Sanghera, also known as Sukhwinderjit Singh Sanghera or Sukhwinder Singh Sanghera, was obliged to disclose all his assets to the Official Receiver and his trustees, including property.

Sukhi Sanghera, however, failed to disclose to either set of trustees that he was the sole owner of a rental property in Coventry which yielded a monthly rental income of £1,900.

Due to the risk he posed to creditors, the Official Receiver previously sought further bankruptcy restrictions against Sukhi Sanghera.

In August 2019, the Secretary of State accepted a 10-year bankruptcy restrictions undertaking from Sukhi Sanghera after he did not dispute that he failed to disclose the property to the Official Receiver.

Upon sentence, the judge commented that Sukhi Sanghera was a “profoundly flawed and dishonest man….who showed a flagrant disregard for the law and authorities.”

Sukhi Sanghera received 8-month sentences on all 4 bankruptcy offences contrary to the Insolvency Act 1986 and will serve them concurrently.

Glenn Wicks, Chief Investigator for the Insolvency Service, said:

At multiple points Sukhi Sanghera had the opportunity to be honest and disclose to his trustees that he benefited from a rental property. Instead, Sukhi Sanghera went to great lengths to conceal the property in Coventry through fraud and deception to avoid paying his creditors what they were owed.

The courts have recognised the severity of Sukhi Sanghera’s actions and his custodial sentence demonstrates the risks people take if they don’t declare all their assets when in a bankruptcy process.

Sukhi Sanghera, also known as Sukhwinderjit Singh Sanghera or Sukhwinder Singh Sanghera, is of Leamington Spa, Warwickshire. His date of birth is May 1969.

Details of Sukhi Sanghera’s Bankruptcy Restrictions Undertaking are available on the Individual Insolvency Register

Further information about the work of the Insolvency Service, and how to complain about financial misconduct, is available.

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Everyone has a plan until they get punched in the mouth. And in my experience everyone dislikes regulation until they need it, and then they want even more of it than we regulators can supply. All the politicians I meet, all the media that scrutinise us, and all the local communities in which we operate want more not less regulatory action from the Environment Agency (EA) to tackle things like waste dumps, smelly factories, dirty rivers and so on.

It’s a good problem to have. And a reminder that the answer you get to any question often depends on how you ask it. Does any of us want red tape and bureaucracy? No. Do we want clean water, air that’s safe to breathe, a green country, jobs and growth? Yes – and those are some of the things you get from regulation when it’s done right.

My pitch to you today is this: good regulation is essential for most of the things we all want. The report we are launching today “Regulating for people, the environment and growth” – the clue is in the title – sets out what the EA does to support those things.

But no regulatory system is perfect, including ours. Brexit is a massive opportunity to rethink how we do regulation in this country. The government has embarked on that process, and we welcome the debate. Today I want to suggest some pointers about where that debate might usefully take us and the key principles that I think should guide it.

Regulation works

Let me start with an important fact: regulation works. Examples:

Water security: the EA regulates the abstraction of water in this country. If you want to take more than 20 cubic meters a day out of a river or the ground, you need an EA licence. The EA has been reviewing, changing and in some cases revoking these licences to bring them into line with what is sustainable. That has removed the risk of the abstraction of some 1.7 trillion litres of water. That’s enough water to supply London for two years. Nature, wildlife and all of us are better off as a result.

Water quality: in 2021, due to the EA’s regulation of water companies, a record 99% of bathing waters around England’s coasts met or exceeded the minimum quality standard. That is the highest level it has been since new tougher standards were introduced in 2015. Thirty years ago most of our bathing waters would have failed to meet even the minimum standards we have now. Regulation did that.

Air quality: since 2010, emissions of nitrogen oxides (NOx) from the industrial sites we regulate have decreased by 72%, sulphur oxides (SOx) by 90%, and small particulate matter (PM10) by 52%. So our air is cleaner than it was, and cleaner air means people live longer and healthier lives. Regulation did that too.

Waste: I have called waste crime “the new narcotics”: it harms people, places and the economy, including by undercutting the legitimate waste industry. Our regulation of the sector ensures waste is managed safely and our fight against the criminals helps the economy: every £1 we spend on it brings at least £4 of benefit to the economy. The right regulation helps deliver growth.

Climate: in 2021 the climate change emissions trading and energy efficiency schemes that the EA manages delivered a nine million tonne reduction of CO2 compared to 2020. And since 2010, emissions of greenhouse gases from the sites we regulate have decreased by 50%. The planet is better off as a result. Regulation works.

Rethinking regulation

But no regulatory system is perfect. Both the regulations themselves and how regulators behave need to move with the times. They need to reflect changes in technology, in the needs of business, in the risks we are trying to manage, in public demand, in government policy and the law, and in the wider world around us.

Brexit is a massive opportunity to rethink how we do regulation in this country.

The government has embarked on an exercise to remove, revise or retain the body of EU-derived law currently in force, much of which is the basis for most environmental regulation in this country. We welcome that. We think it is a great opportunity to deliver better regulation and better outcomes – for people, for business and for nature.

There is already a big debate as to what pieces of legislation should be retained, what should be reformed and what should be repealed. And there should be a debate, because this really matters and because if we make the right calls we can do what the Environment Agency exists to do: create a better place.

There will be examples of laws we find we don’t really need. There will be examples where changing the law will allow us to achieve better outcomes for the environment and nature and support economic growth. And there will be some laws that it will make eminent sense to keep.

Let me give you a real-life example of each. These are my personal views, not those of the EA or the government, but the point I want to illustrate is that we should not regard the current body of laws as sacrosanct.

I would repeal the Floods Directive. This requires EU member states to carry out flood risk assessments, create maps of flood risk and flood risk management plans. That is all very sensible, which is why the UK was already doing those things before the Directive arrived and why the EA will carry on doing them now, because they are good practice and policy. But the purpose of the Directive was to drive cooperation between continental EU member states that share river basins – clearly we are not in that category.

I would reform the Water Framework Directive (WFD) in order to drive better environmental outcomes. Each time I say this I get flak from everyone, so let me say again for the avoidance of doubt, I’d reform it in order to enhance water quality and restore nature, not degrade them. The WFD rightly sets high standards for water quality in rivers, lakes, estuaries and groundwater. But the way it requires us to categorise the status of those waters is complex, and can be misleading about the real state of those waters, both for better and for worse. And because the Directive stipulates that waters can only get “good” status if they tick all of several different boxes, it can force regulators to focus time and resources on indicators that may not make much difference to the actual water quality, taking focus away from things that would. I wouldn’t repeal the WFD. But I would reform it, to ensure it drives action that will deliver the clean and plentiful water we all want.

I would keep the Bathing Waters Directive, which protects public health and the environment by keeping coastal waters free from pollution. It has done exactly that, driving the water companies, the regulators, the local authorities and local communities to make huge improvements in water quality at most of our beaches. High quality bathing water benefits health and wellbeing as well as boosting local economies. According to Visit Britain, the 135 million day visits taken to the seaside in England in 2019 were worth £4.4 billion to the economy. A great example of good law and good regulation producing better outcomes for nature, people and the economy.

Principles of good regulation

As we have this debate about what kind of regulation we want for the future, let’s be guided by a few principles. Mine would be:

• Reframe how we think: good regulation is not red tape. It’s what gets you green growth and a blue planet.
• Focus on outcomes. Start and finish with the ones we want: safe and healthy people, nature restored (not just protected or its degradation slowed), sustainable and inclusive growth.
• Believe in better. The test for any regulatory change should be whether it will produce better outcomes.
• Less is more: have fewer regulations, better targeted. Regulate only the things that need regulating.
• Do it right: when you do have to regulate, do it well. Good regulation is proportionate, risk-based, evidence-driven, outcome focused, and (provided businesses do the right things) business-friendly.
• Strong regulation needs strong regulators: if regulators are going to do their jobs they need the right powers, the right resources, the right laws and the right support.

Conclusion

Ronald Reagan said that Government’s traditional view of the economy could be summed up in a few short phrases: “If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidise it”. He was, it is pretty safe to say, not a natural fan of regulation or indeed of government. But he also said: “Government exists to protect us from each other. Where government has gone beyond its limits is in deciding to protect us from ourselves.”

That’s a good distinction. Regulation doesn’t exist to protect us from ourselves. It exists to protect the things we value – people, nature, our economy – that would otherwise be harmed. So let’s have no more regulation than we need, and let’s have the right kind. But when we need it, let’s make sure we have it.

The pilot in Middlesbrough and Manchester expands the scope of legal aid funding to more people who previously would not have been eligible for free legal advice, to help them address issues before they become more complex or costly.

The aim is to ensure people have a better chance of swiftly resolving legal problems, stopping them from spiralling into further difficulties.

Currently, many people do not access legal advice until too late, causing further problems, such as having to appear in court, increased debt, and even homelessness. The pilot will explore if these issues can be avoided by providing legal advice earlier.

The pilot advice will be offered to individuals struggling with housing issues, paying bills or experiencing problems with their benefits, with no means or merits tests required. To understand what difference the pilot service makes, participants of the pilot will either receive up to three hours of free legal advice and support or be signposted to existing advice services.

Justice Minister Lord Bellamy KC said:

Early legal advice can be invaluable for people that find themselves in difficult and stressful situations, helping struggling individuals avoid falling further into debt or ending up in court.

Through this pilot we are paving the way for more people to receive free legal advice, at an earlier point in time so that their problems can be addressed before they worsen.

A legal adviser can explain issues like council tax arrears, and provide further information about housing rights and how to apply for Universal Credit, if required.

Invitations to the scheme will be sent out to people who have fallen behind on council tax payments by Manchester City Council and Middlesbrough Council. Invitees will then be asked to complete a confidential survey to determine whether they have a legal issue that requires support.

After the 5-month initial testing phase, the Ministry of Justice will review evidence collected through the evaluation and use this to inform the design of a future larger-scale pilot.

The £155 million contract, which provides maintenance work, repairs, servicing, and hard facilities management to the MOD’s estate in Gibraltar, was awarded to Mitie in May by the Defence Infrastructure Organisation (DIO). It will cover every part of the MOD estate in Gibraltar, from the harbour and the runway to offices and accommodation.

It is the first contract to come into service under DIO’s new Overseas Prime Contracts (OPC) programme, which will also see further contracts come into force at Defence sites including Cyprus, Germany, the Falkland Islands and Ascension Island. The contract is for an initial period of seven years and aims to be more flexible and responsive to the needs of service personnel and staff in Gibraltar, allowing them to focus on their work in the knowledge that they have safe and resilient infrastructure to work from.

The new contracts have been developed taking into account recommendations for improvements to the current arrangements and will mean a better service for hundreds of military personnel based overseas. They seek to provide better value for money and quicker repairs, reducing bureaucracy and unnecessary processes to keep the estate operational.

Greater alignment to current industry standards will mean increased collaboration between DIO and its suppliers and allow for services to be better tailored to the requirements of specific sites. A new, integrated software system will enable information to be shared more effectively.

The contracts have been designed to promote more efficient processes and the quicker delivery of high volume, lower value works, ensuring increased value for money. Performance targets will encourage a high standard of repairs and reduce the need for repeat visits.

The contract is expected to directly sustain around 200 jobs in Gibraltar.

DIO’s Chief Operating Officer David Brewer said:

DIO is committed to supporting people across the Armed Forces who depend on us to provide facilities and essential services which allow them to work safely and securely.

This important milestone follows years of hard work to design a contract that builds on the successes of existing hard facilities management arrangements while adding additional services and improvements to improve the quality of life for our Armed Forces in Gibraltar.

Commodore Tom Guy, Commander British Forces Gibraltar, said:

I look forward to the new contract coming into effect, and the benefits it will bring to our people, both uniformed and civilian, here in Gibraltar. I am particularly pleased to hear of the promised improvements, which I hope will do two things: firstly help us to execute our mission effectively, while preparing Gibraltar better for the future, and secondly, to improve the daily lived experience for all our people.

Brian Talbot, Managing Director, Central Government & Defence, Mitie, said:

As proud supporters of the British Armed Forces, we are delighted to be running the new Overseas Prime Contract for Gibraltar. We are committed to working with the Defence Infrastructure Organisation to improve services for our Armed Forces based in Gibraltar, delivered by our exceptional colleagues and building on the technology solutions we have implemented on our Future Defence Infrastructure Services contract in Scotland and Northern Ireland.

The next OPC contract to be awarded will be for hard facilities management in Cyprus in early 2023, with the final contract to be the South Atlantic Islands in summer 2024.